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How much do you need?
Borrowed Amount: [item-235_price]
Repayment Length: [item-236_quantity] Week/s
The weekly repayments would be [item-238_price] over [item-236_quantity] week/s.
The total cost of your loan would be [item-239_price]
Easy Process. No Paperwork. Get Funded in One Hour.
Get Instant Cash
In today’s world, money needs to move fast. That’s why instant cash loans from Fastpayday can make all the difference. Fastpayday instant cash loans are perfect for helping you deal with the unexpected. Faced with sudden car repairs or want to go on a holiday? Get access to instant cash today and stop worrying. Once you complete our simple loan application, it will be reviewed within minutes. Our fast approvals process means you will have a confirmation within the hour and access to your cash almost instantly. It couldn’t be easier or faster!
With instant loan approval, Fastpayday could have your funds deposited in your account within the hour. In some cases, it can take a little longer depending on your financial institution. But you should typically have your money by the next business day at the latest, so long as you have filled out the simple online form correctly.
Before beginning, you can even use a repayment calculator to find out exactly how much you can afford, and what the total cost of your loan might be. This means you can always be sure you can afford the loan before you even begin to apply.
Get Your Instant Cash Loans in 3 Easy Steps:
Apply using our online loan calculator and application form. We’ll only ask you for essential information that will enable us to assess your application.
Quick approval process
We’ll verify your information and outline the terms of your loan, which you can e-sign on line. It takes just minutes to complete.
Cash in your account
Once you’ve e-signed your loan offer, we’ll carry out a few final checks. Once approved, Moneyspot will send your cash within 60 minutes.
Easy Process. No Paperwork. Get Funded In One Hour
The above example is illustrative only and includes an establishment fee of 20% and monthly fees of 4% per month of the loan amount over a selected pay period with a minimum of 62 days. The example is also based on the assumption that repayments are made on time as per the original loan contract terms otherwise other fees and charges are payable.
Instant Cash Online
Fastpayday is committed to providing you with a hassle-free solution to your short-term borrowing needs. Sometimes called personal loans or cash advances, our fast loans are designed to help you over a difficult patch up to a 20 week period. We are 100% online, processing applications 24/7, regulated by ASIC and are members of the Australian Financial Complaints Authority service.
Example of a Small Amount Loan
Our small loans are $2000 or less with a minimum duration of 62 days and a maximum of 90 Days. Fees include an establishment fee of 20% of the loan amount and a monthly fee of 4% each month. We match your repayments to your pay cycle.
By way of example, a loan of $500 over a 3 month period would have an establishment fee of $100 and a monthly fee of $20 each month ie: total monthly fees of $60. The total repayable is therefore: $500+$100+$60=$660. Your monthly repayment amount is therefore $220 per month.
Note: The Nominal Percentage Rate for small loans is 0% as the loans are fee based.
Sound good? Let’s break it down
You’ll always get a clear description of all your fees and repayments before you confirm your loan. As a quick reference, though, here’s a general breakdown of fees: